Member’s Guide to Retirement
This may be your most important LASERS resource. It contains detailed information about LASERS membership, including details defining all categories of our plans, information on the Initial Benefit Option (IBO) and Deferred Retirement Option Plan (DROP) plans, and clear answers to many of the questions you might have about planning for and enjoying your retirement.
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LASERS: Get the Facts
Take a look at this brief overview of LASERS for quick facts about legislative reforms, System assets, membership numbers, efficiencies, and more.
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A Solid Foundation for the Future
By lowering the discount rate, adopting new strategic asset allocations annually, reducing the assumed inflation rate, improving efficiency, and reducing operational costs, the sustainability of the LASERS fund will continue to strengthen for decades to come.
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Insurance Vendors and Credit Unions
This document contains a list of insurance vendors and credit unions that may be of interest to retirees.
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Retirement Readiness Planner
This booklet contains LASERS benefit package information, a 12-month retirement planner, a checklist for state employees nearing retirement, direct deposit information, insurance vendor information, a personal data organizer, and more.
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LASERS Strategic Plan
This is our “roadmap” that shows you what we intend to do to meet our goal of better serving you. It includes our Mission, Vision, Goals, and Core Values and is used at regular intervals to measure the progress of LASERS and its staff.
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myLASERS: How to Create Your Account
To gain access to your information online, all users must create a new myLASERS account and set up multi-factor authentication (MFA).
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LASERS Laws
The current laws and regulations that govern LASERS.
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LASERS Supplemental Laws
The current supplemental laws and regulations that govern LASERS.
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News & Notes for New Retirees
News and Notes is a guide for new retirees. It includes information about the advantages of Direct Deposit of your benefit check, how to handle a change of beneficiaries, tax and insurance information, and more.
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Optional Retirement Plan (ORP) Booklet
Enrollment in this plan closed December 7, 2007. The ORP is a defined contribution plan, and an alternative retirement plan for eligible employees who made an election to participate in the ORP rather than the LASERS defined benefit plan. ORP members now have the option to rejoin the defined benefit plan.
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RSEA Brochure
Interested in being involved in an organization designed specifically for you? RSEA is an organization that advocates for pension and healthcare benefits for active and retired Louisiana state employees. This brochure contains information about RSEA and how you can join.
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Social Security: The Windfall Elimination Provision and Government Pension Offset
Employees of the State of Louisiana who are members of LASERS are not required to pay Social Security tax (certain exceptions do apply). However, if you are entitled to a Social Security benefit (either your own from a previous employment or a spouse’s/widow(er)’s benefit), that benefit may be reduced because of the Windfall Elimination Provision (WEP) or the Government Pension Offset (GPO). Your LASERS benefit will not be reduced. Read here to see if your Social Security benefit could be affected.
Download WEP Fact Sheet PDF (516 KB)
Download GPO Fact Sheet PDF (356 KB)
Welcome to LASERS
New members of LASERS receive this brochure when they begin state employment. It contains information about your benefits, PREP workshops, how to access your account information online, and other information of interest to state employees.
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