• Ready to Retire? Here’s What You Should Know

Retirement is NOT an overnight process.

The preparations leading up to retirement involve teamwork. That team includes YOU, your agency, and LASERS. An important element in the retirement process is time, so planning is critical. Do not start the process one or two days before your planned retirement date. Optimally, you should start the process 12 months away from your target retirement date.


12-18 Months Away from Retirement:

6 Months Away from Retirement:

File a retirement application with your Human Resources office. You will also need:

  • A copy of your birth certificate
  • A copy of your Social Security card
  • A copy of the birth certificate of your beneficiary
  • A copy of the Social Security card of your beneficiary
  • A copy of marriage license, if Option 4A is selected
  • A Judgment of Divorce, if applicable
  • A copy of death certificate of spouse, if applicable

These documents may be submitted at any time during your career. They will be held in your file at LASERS until you are ready to retire.

Please Note

Any forms requiring agency certification are not available directly to members. You must contact your Human Resources representative for assistance in completing these forms.

What to Expect as an Applicant for Retirement

  • LASERS will issue a notification to you when your application is received.
  • A delay in submission of retirement documents will delay your retirement benefit.
  • Your first retirement check should be issued within 45 days of the effective date of your retirement, provided all required documentation has been received.
  • Your first retirement check will be mailed to your home address. Future checks should be directly deposited to your financial institution.
  • If you selected an IBO, 80% of the IBO amount will be transferred to Empower Retirement shortly after the effective date of your retirement, provided all required documents are received, and the balance will be transferred once your retirement has been finalized; approximately 3 months after your retirement date.
  • You must pay your insurance premiums directly through your Human Resource office until deductions from your retirement check are activated (generally 2-4 months).